US rules that change how agents are designed
These rules most often shape agent permissions, disclosures and logging for American users. This is general information, not legal advice; we document what the agent can see and do so your counsel can assess each one.
- Healthcare: agents handling PHI run only on BAA-covered services, with minimum-necessary access to the EHR
- Broker-dealers: FINRA has reminded firms that existing supervision and recordkeeping rules apply to generative AI, so agent communications are archived and reviewable
- Lending: adverse action notices under ECOA still need specific reasons, even when a model helped make the decision
- Voice: the FCC has said AI-generated voices in calls count as artificial voices under the TCPA, so outbound calls need prior express consent
- California: bots used to sell goods or influence votes must disclose that they are bots
- Hiring: NYC Local Law 144 bias audits apply to automated tools that screen New York City candidates
